RetireNerd Calculator

Debt Consolidation Calculator

Compare the cost of keeping several debts with a proposed consolidation loan — including monthly payment, payoff time, interest and loan fees.

Before vs. after

Enter your current debts

Up to 8 debts

Proposed consolidation loan

Include origination or other upfront loan fees.

%
months
$
Debt consolidation comparison—

Add your debts and the proposed consolidation-loan terms.

Educational estimate: Actual debt payoff can differ because of daily interest, fees, variable rates, promotional rates and changes in payments.

Educational purposes only — read the Financial & Educational Disclaimer

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