How RetireNerd creates and maintains retirement information.
Retirement decisions can matter for decades. Our goal is to make information clear, useful and transparent about where it comes from.
Primary sources first
For rules and thresholds, RetireNerd prioritizes government agencies and primary sources such as the Social Security Administration, IRS, Medicare and other official publications. Established institutional research may be used when it adds useful context.
Plain-English explanations
We try to explain complicated retirement subjects without unnecessary jargon. Simplifying a topic should not mean hiding important assumptions, exceptions or uncertainty.
Dates and annual rule changes
Time-sensitive articles may display a last-updated date and the year for which rules were reviewed. Retirement limits, Medicare premiums, tax thresholds and other figures can change, so readers should pay attention to the year shown.
Tools and calculations
RetireNerd tools are educational planning aids. They use assumptions and simplified models to help users explore scenarios. Results are estimates, not guarantees or individualized financial advice.
Corrections
If we discover a meaningful error, our goal is to correct it promptly. Readers can contact RetireNerd if they believe something needs review.
Education, not individualized advice
RetireNerd does not provide individualized investment, tax, legal or medical advice. Important decisions should be considered in light of your own circumstances and, when appropriate, discussed with a qualified professional.
Independence and funding
RetireNerd is not currently supported by advertising, sponsorships, affiliate partnerships, or compensation from financial companies. If the website adopts any of these funding methods in the future, relevant relationships will be clearly disclosed. Editorial content will continue to be created for educational purposes and will not present paid relationships as independent recommendations.