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Retirement Planning Roadmap by Age

THE RETIREMENT ROADMAP Your next chapter. A clearer path. Tell us where you are. Find what deserves your attention now, what comes…

A January 1 calendar page, a prescription bottle and a yellow price tag with a large downward arrow on a pharmacy counter.

Retirement Planning

Medicare Drug Price Negotiation: Which Drugs Cost Less in 2027 and What You’ll Pay

A warm illustration of four price tags climbing like stairs from one dollar sign to four, above a grocery bag and a pink piggy bank with a gold coin.

Retirement Planning

Inflation in Retirement: Which Income Keeps Up and How to Protect the Rest

A sunny scene with a large cream house with a red roof on the left and a small yellow cottage with a blue roof on the right, joined by a forking garden path with a gold key lying where the path splits.

Retirement Planning

Downsizing or a Reverse Mortgage? How to Use Your Home Equity in Retirement

A close-up of a wooden signpost in a sunny countryside: a coral arrow marked 55 points toward a park bench by a lake, and a blue arrow marked 59½ points down a winding road toward the rising sun.

Retirement Planning

Retiring Before 59½: The Rule of 55, 72(t) and Other Ways to Avoid the Penalty

A balance scale holding a calendar of monthly check marks on one side and a bag of money with a dollar sign on the other.

Retirement Planning

Pension Lump Sum or Monthly Payments? How to Decide

A staircase of colored steps rising from green to deep red, with a Medicare-style card on the lowest step, a warning sign at the first step up, and stacks of coins on the tallest steps.

Retirement Planning

IRMAA: Why Your Medicare Premium Went Up and How to Lower It

Two benefit payment cards, a larger blue one and a smaller coral one, with two linked gold rings and a green one-half badge on a light blue background.

Retirement Planning

Social Security for Spouses and Ex-Spouses: How Spousal Benefits Work

More in Retirement Planning

A small house, a savings jar of coins with a heart label, and a care building with a shield, linked by a dotted path on a lavender background.

Retirement Planning

Long-Term Care Costs: What Medicare, Medicaid and Insurance Pay

Most people will need help with daily care, and Medicare pays for very little of it. See what…

An open green folder holding a will with a ribbon seal, a power of attorney with a key, a health care directive with a heart, and a beneficiary card.

Retirement Planning

Estate Planning Basics: The Four Documents Every Retiree Needs

A will, a power of attorney, a health care directive and beneficiary forms protect you and your family.…

Illustration of a wall calendar with one day checked, an upward arrow, and a stack of cards for Social Security, health coverage and taxes beside a small pile of coins.

Retirement Planning

Retirement Numbers for 2027: Social Security, Medicare, Taxes and Limits

The key 2026 and 2027 numbers for retirees in one place: the Social Security raise, Medicare premiums, tax…

An hourglass filled with gold coins drains from top to bottom beside an antique key, while ten numbered steps rise to a flag on step ten.

Retirement Planning

You Inherited an IRA. Now a 10-Year Clock Is Ticking.

Most heirs now have 10 years to empty an inherited IRA. Learn who gets more time, when yearly…

A glass jar of gold coins labeled IRA with a tap releasing coins into a dish, beside a calendar marked December 31 and bars that rise step by step.

Retirement Planning

The Withdrawal You Can’t Skip: Required Minimum Distributions, Explained

Learn when required minimum distributions start, how to figure your RMD, what happens if you miss one and…

An age-gap couple follows two staggered healthcare paths toward Medicare on different dates.

Retirement Planning

Medicare for Age-Gap Couples: How to Cover the Younger Spouse

When spouses reach Medicare at different times, one may need years of separate coverage. Learn how to coordinate…