Medicare Drug Price Negotiation: Which Drugs Cost Less in 2027 and What You’ll Pay
Fifteen drugs, including Ozempic and Wegovy, get lower Medicare prices on January 1, 2027. See the full list, why your copay may not drop and what to check…
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Are Games Good for Your Brain After 50? What the Research Says
About half of adults 50 and older play video games. Here is what games can do for your mood and memory, what the science really says about preventing…
Inflation in Retirement: Which Income Keeps Up and How to Protect the Rest
A long retirement means decades of rising prices. See which kinds of retirement income keep up with inflation, how the 2027 Social Security COLA works, and the common…
Downsizing or a Reverse Mortgage? How to Use Your Home Equity in Retirement
Your home may be your biggest asset. Compare selling and moving somewhere smaller with a reverse mortgage that lets you stay, including what each really costs and the…
Retiring Before 59½: The Rule of 55, 72(t) and Other Ways to Avoid the Penalty
Leaving work in your 50s? The Rule of 55, 72(t) payments and a few IRS exceptions let you reach 401(k) and IRA money without the 10% penalty. Here…
Pension Lump Sum or Monthly Payments? How to Decide
Your employer offers a pension check for life or one big lump sum. See what the lump sum would have to earn, when each choice fits, the spouse…
IRMAA: Why Your Medicare Premium Went Up and How to Lower It
Higher income two years ago can raise your Medicare premiums today. See the 2026 IRMAA brackets, which income counts, the $1 cliff and how Form SSA-44 can lower…
Social Security for Spouses and Ex-Spouses: How Spousal Benefits Work
A spouse or ex-spouse can collect up to half of a partner's Social Security benefit. Learn who qualifies, how claiming age changes the amount, and what the 2025…
Long-Term Care Costs: What Medicare, Medicaid and Insurance Pay
Most people will need help with daily care, and Medicare pays for very little of it. See what care costs, what Medicaid covers and the ways families pay.
Estate Planning Basics: The Four Documents Every Retiree Needs
A will, a power of attorney, a health care directive and beneficiary forms protect you and your family. Here is what each one does and the mistakes that…