Long-Term Care Costs: What Medicare, Medicaid and Insurance Pay
Most people will need help with daily care, and Medicare pays for very little of it. See what care costs, what Medicaid covers and the ways families pay.
RetireNerd News
Explore
Every article published on RetireNerd, newest first.
Estate Planning Basics: The Four Documents Every Retiree Needs
A will, a power of attorney, a health care directive and beneficiary forms protect you and your family. Here is what each one does and the mistakes that…
Retirement Numbers for 2027: Social Security, Medicare, Taxes and Limits
The key 2026 and 2027 numbers for retirees in one place: the Social Security raise, Medicare premiums, tax brackets, savings limits and RMD rules.
You Inherited an IRA. Now a 10-Year Clock Is Ticking.
Most heirs now have 10 years to empty an inherited IRA. Learn who gets more time, when yearly withdrawals are required and how to time them to save…
The Withdrawal You Can’t Skip: Required Minimum Distributions, Explained
Learn when required minimum distributions start, how to figure your RMD, what happens if you miss one and practical ways to soften the tax bite.
Medicare for Age-Gap Couples: How to Cover the Younger Spouse
When spouses reach Medicare at different times, one may need years of separate coverage. Learn how to coordinate Medicare, employer insurance, ACA Marketplace coverage, subsidies, COBRA, HSAs and…
What Happens to Your Portfolio When One Spouse Dies?
Learn how a spouse’s death can change portfolio withdrawals, inherited accounts, taxes, cost basis, Social Security, pensions and investment decisions.
How to Rebalance a Retirement Portfolio Without Creating a Tax Problem
Rebalance your retirement portfolio with cash flows, retirement-account trades and careful tax-lot sales while avoiding common tax mistakes.
Asset Location in Retirement: What to Hold in Each Account
Asset location coordinates investments across taxable, traditional and Roth accounts. See how taxes, RMDs, withdrawals and estate goals shape the decision.
What Is a TIPS Ladder? A Retirement Income Guide
A TIPS ladder can create inflation-adjusted retirement cash flows. Learn how the bonds work, what a ladder costs, who may benefit and what risks to consider.