RetireNerd Learning Series

Healthy Working Years

Practical guides for protecting your health, income and retirement progress throughout your working years.

10practical guidesFollow in order or choose the topic you need

10parts

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Start with part one

Each guide builds on the one before it.

1Part 1

Part 1 of 10
What Would Happen to Your Retirement Plan If You Couldn’t Work?
An illness or injury can interrupt income, retirement contributions, employer matching and health coverage at the same time. Learn how to protect the plan.
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2Part 2

Part 2 of 10
Should You Buy Long-Term Disability Insurance? What to Check Before You Decide
Employer disability coverage may replace less income than expected. Calculate your real gap and learn which policy terms matter before buying more protection.
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3Part 3

Part 3 of 10
Health Insurance After Leaving a Job: Your Main Options Explained
Leaving a job can trigger several health-insurance deadlines. Compare a spouse’s plan, COBRA, Marketplace coverage, Medicaid and Medicare before a window closes.
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4Part 4

Part 4 of 10
How a Layoff Can Affect Your Retirement—and What to Do First
A layoff can interrupt income, insurance and retirement contributions at once. Use this calm first-30-days plan before making an irreversible 401(k) decision.
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5Part 5

Part 5 of 10
Changing Careers in Midlife Without Derailing Your Retirement
A midlife career change can improve your life without wrecking retirement. Compare the whole job, protect vested benefits and restart saving deliberately.
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6Part 6

Part 6 of 10
Taking Medical Leave From Work: What Happens to Your Pay, Health Insurance and Retirement?
Medical leave can affect your paycheck, insurance premiums, retirement contributions and 401(k) loan at the same time. Use this practical checklist before, during and after leave.
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7Part 7

Part 7 of 10
Returning to Work After a Health Setback: How to Rebuild Your Paycheck and Retirement Plan
Returning to work does not always restart every benefit automatically. Use this practical checklist to verify your paycheck, insurance, accommodations, retirement contributions and any plan loan.
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8Part 8

Part 8 of 10
Working With a Chronic Health Condition: How to Adjust Your Career and Retirement Plan
A chronic health condition may change your hours, income and benefits without ending your career. Learn how to adjust work and retirement planning together.
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9Part 9

Part 9 of 10
When Health Forces You to Retire Early: What to Check Before You Stop Working
Health can make retirement arrive earlier than planned. Before you stop working, check disability benefits, health insurance, Social Security, pension choices and the income bridge that will support you.
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10Part 10

Part 10 of 10
Your Healthy Working Years Checkup: 10 Steps to Protect Your Health, Income and Retirement
Use this one-hour annual checkup to review work capacity, workplace benefits, health coverage, emergency savings, retirement progress and the plan your household would follow if health interrupted work.
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