Retirement Savings Benchmarks
See how your savings compare with age-and-income guidelines, then replace the rule of thumb with a checkpoint based on the retirement you actually want.
A benchmark should start a better question
First compare your savings with a broad age-and-income guideline. Then calculate what your own spending gap may require. Finally, test the result across taxes, investments, inflation and difficult markets. The more personal the inputs become, the more useful the answer becomes.
Test the spending-based checkpoint with your investments, account types, taxes and market scenarios.
Educational estimate: Age-based savings multiples are general guidelines with assumptions that may not match your circumstances. Projections use constant returns and the spending checkpoint is a simplified first-year withdrawal estimate. Results are not financial, tax or investment advice.
Educational purposes only — read the Financial & Educational Disclaimer